With $50k net worth at 26 years old, currently invested $5k in Syfe and with $45k cash. What should I do for 2021?

Great that you are thinking at such an early age. While it is good to see what others are doing and to be open to what they advise you, please also firstly consider your own tendencies and outlook. I.e. what is your risk tolerance and what theory of investing do you find conviction in.

The markets will be moving in ways that are unpredictable. Hence when you understand your risk tolerance, you expose yourself to acceptable and predictible uncertainty. When you have intellectual understanding of an investing theory which you deploy, your head and heart is alligned. Only with these will you sail through the rough waters of investing with a steady heart.

The answers here are valid, but it is always key to put things in your context so do not forget that!

Knowing others is intelligence;

knowing yourself is true wisdom. - Lao Tzu

Hello! If you're planning to invest for the long-term, I'll put more money to the Syfe investments. If I were you, I'd invest more in Syfe's REIT portfolio. FIrstly, it is a relatively less risky than their Equity100. You get decent dividends and with time, you can build your own passive income stream with it.

Right now, I feel equities are a little over-valued. But Singapore REITs still have room to run, especially with Phase 3.

My two cents :)

Looking back, we would tell our 25 year old self (8 years ago) to invest 100% into growth stocks / US market.

That's because between 25 - 30 years old, we are actively working and we have active income, and because of that, our monthly income is consistent and hence we should have invested in high growth stocks.

Of course, everyone's situation is different, but if you have no debts and not intending to start a family in next few years, growth stocks is probably a good long term investment. :)

Personally I would go with the following attack plan:

1. Have my emergency funds prepped first.

2. Max out tax reliefs if you're on a higher tax bracket

3. Start saving some money for future spending (property, bullets for stocks investment). Work your calculations backward from your goal.

4. DIY dollar cost average S&P500. Avoid platforms with high fees at all costs.

5. Stock pick growth stocks with good potential / fundamentals