Will you transfer your CPF OA money to CPF SA to earn a higher interest, if say you dont really need them for housing purposes?

Hi Anon, personally, I would do that. In fact, when I was single just a year ago, I had transferred half of my OA into my SA for the higher interest, and also to ensure that I benefit every single cent of the bonus 1% interest from the first $60k, capped at $20k from OA.

Yes, I will look at 20 to 30% of that amount to SA. Then review yearly and transfer additional lump sum if I am still on the belief that I do not need to use my OA.