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Anonymous

20 Oct 2022

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Will insurance policy terminated when policyowner pass away?

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Tan Choong Hwee

21 Oct 2022

Investor/Trader at Home

Most insurance policy would terminate after pay out death benefits when policyowner pass away. However, nowadays there is a new type of so-called 3G insurance policy that spans 3 generations.

You may read this article:

https://smartwealth.sg/3g-lifetime-income-plans/

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What happens to my whole life insurance if I pass away and have no family members?

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Is an early termination of my life insurance policy one that involves high costs and that the surrender value payable (if any) may be less than the total premiums paid? Is this true?

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