Will i lose any money if i sell my life insurance + investment portion plan to REPs?

Selling a life insurance with surrender value would always get back more than the surrender value, why would you sell if it is not?

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However, whether you will lose money is a different matter. It depends on how long you had been holding the policy. Typically a life insurance will take many years for surrender value to breakeven.

Hi TY,

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As it is a whole life plan, you also have to consider if you still need its protection benefits. If in doubt, please seek advice from a financial advisor.

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If you sell your insurance policy to a broker, you may get an amount that is higher than net surrender value, but it could also be less than total premiums paid.

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Disclaimer: PolicyWoke is a resale insurance policies broker.

https://policywoke.com