Will an individual be able to make claim under the Personal Accident plan if he or she is injured while playing an extreme sport?

This is dependent on the capacity in which you engage the sport.
A standard Personal Accident plan typically does not cover injuries sustained from sports that are played in a competitive capacity and extreme sports such as cliff jumping or big waves surfing. However, if it is played as a past time or leisure, they can be covered under the Personal Accident Plan.

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