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Anonymous
Why do people still buy Investment Linked Policies. Don't they see the mortality charges increase with age, high surrender cost, platform fee, and tons of other fee together mortality charges?
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Because they are sold to them by the sales agents.
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Hariz Arthur Maloy
22 Nov 2018
Independent Financial Advisor at Promiseland Independent
Protection ILPs that charge only the Net Sum at Risk insurance coverage actually can be a more cost ...
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Don't they see the mortality charges increase with age, high Surrender Cost, Platform Fee, and tons of other fee together mortality charges?
most consumers dont even know all these things and the seller will not want to be transparent with it.
they are misled by the sellers.
ilps are rubbish products, low coverage and non-guaranteed returns for ridculous high premiums.
better avoid!