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Pang Zhe Liang
10 Oct 2020
Lead of Research & Solutions at Havend Pte Ltd
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Money is never enough as long as we do not know how to manage our income. Generally, we should all
1) learn to budget our income, including some budget for wants,
2) protect our income via insurance,
3) increase our income,
4) invest the increase rather than increase the spending (important!)
5) be content with what you have and treasure your loved ones. Money can always earn, but not health, or people lost to it.
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Firstly, we need to have a complete understanding on our cashflow. Through this process, we will understand our earning ability and spending habit.
Here is a Guide:
Understanding Your Personal Cash Flow
From there, we can evaluate whether you are saving enough money, or spending too much money.
Of course, if you want an absolute way to save enough money, here is a budgeting guide to help you.
How I do My Budget:
How to create a Monthly Budget
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