Which savings account is the best for compound interest? Should I really put all my money in there?

How about the recently launched Citi Plus Savings Account (with new sign-up promotions) ? Have you checked it out to see if it fits your savings pattern ?

Anon poster mentioned that you are a student working part-time and would like to have two accounts - one for the rate (presume for saving purpose) and one for spending/investment purposes. IMHO, it really depends whether convenience or inconvenience of drawing out monies is key to you.

If I were a student working part-time, I have only so much from the paychecks and therefore, I will choose savings accounts that do not provide lots of convenience for drawing out the monies (be it via e-wallet, debit card or even an ATM) whenever I feel like spending. An account for saving & investment and another for spending purpose would be good for me. Nowadays, financial institutions/banks with physical presence would require their customers to spend a certain amount, buy into their financial products, etc. before paying out "higher" interests according to the tiers of your saving balance. Not very helpful to a student hoping to achieve your objectives. Perhaps you could explore the digital banks/financial institutions like Etiqa, Dash (paying a small fee for each fund withdrawal may get a student to think twice before doing so).

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