Which salary crediting bank account has the highest interest rates for working adults?

It really depends on your cashflow pattern. For example, DBS Multiplier works on an aggregate transaction count every month. On the other hand, UOB One requires you to spend S$500 on an UOB card in order to unlock the higher interest tier.

Since we all have different cashflow pattern, there isn't one that is best for everyone. For me, I prefer to stay put with what I have and focus on bigger goals in life, rather than to chase a minute interest rate difference.

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You can use Seedly'sSavings Account Comparison tool to see which banks offer the highest interest rate for your deposit and transactions.​​​