Which robo-advisor is the best for a 20 year old NSF?

My recommendation would be Syfe or StashAway. Main reason is that it has a $0 minimum deposit. Speaking as a fellow NSF, we need to be prudent with whatever we spend on, including our investments. Over-investing is a danger with high volatility the market has shown in the past few months. Therefore it would be good to start small but consistently by regularly investing about $100 a month into either of these robos.

Hope this helps! 😀​​​

There are many risks we need to consider with regards to AI:

• Accountability

• Limitations to Market exposures

Similar to a tesla car, in the event of a car crash, who is responsible for the accident? the driver? the AI? the owner of the AI?

When an economic recession happen, who would be accountable for your losses?

There will be a time where AI is advanced enough to learn & identify how equity valuation is affected by the economy. Until then, if you're looking at high-yield investments, the risk of using a robo-advisor might be as good as gambling into bitcoin.