Which is the best credit card to maximise cashback?

For dining, you may wish consider Maybank Family and Friends credit card. If you spend $800 or above, you get 8% cashback. Alternatively, you may consider Citi Cash Back card - 8% cashback for dining when you spend $888 or more in a statement month. Otherwise, you may consider POSB Everyday card where you will receive 5% cash rebate.

For online food delivery, you may consider POSB Everyday card. In return you get 15% cash rebate.

For general spending, you may wish to consider UOB One credit card. If you spend $2,000 consistently every month for a billing quarter, you will receive 5% cashback.

For online spending, you may wish to consider Standard Chartered Spree credit card. In return, you earn 2% cashback for all online spend in local currency or 3% cashback for all online spend in foreign currency.

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