Which is the best bank account and credit card for self employed that doesn't have monthly credited salary (Will put about 10k of emergency funds in it) ?

Personally I have liked Citibank Maxigain for up to $150k, and post which I tend channel it to CIMB for the rest. THAT SAID they have revised their fine print such that there will be a massive drop in interest rate from 2 Dec 2019 onwards, potentially from the current 2.5% to 1.5%. I will be looking out for other places to park my cash!

What I do is to max out Citibank Maxigain, then put the rest in CIMB.

Bank Acc wise the best option would be UOB one as it does not require salary credit to access higher interest.

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The UoB one card is also good because it does not have fixed spending categorie. Everything gets including into your mind spend of 500 a month(take note of standard exclusions that every bank has)