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Yvonne Isabelle

26 Jun 2019

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Which is better? Getting a BTO flat or a 1 room EC as first property?

I just got married, currently deciding between a BTO and a 1 room EC. Are there other new couples out there who has been through this decision before, able to help a fellow new couple out pls ?

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HC Tang

26 Jun 2019

Financial Enthusiast, Budgeting at The Society

BTO!

Start with BTO and later upgrade to an EC at later times with some profit from sales proceed of BTO will be much managable.

It's like we all start small somewhere and scale it later as income increases. There quite a few subsidy we can enjoy with starting income that makes it suitable.

If you are not going to upgrade anymore and gonna stay in the EC for the rest of your life , then go for EC if financially is not too taxing for a start to avoid buying / selling cost associated.

More information at:
https://www.99.co/blog/singapore/bto-executive-...

and

https://blog.seedly.sg/answering-singaporeans-q...

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Gabriel Tham

26 Jun 2019

Tag Team Member at Kenichi Tag Team

It actually depends on what you are looking for.

Assuming the same price point, more spacious, then BTO.
If you want facilities like GYM, Swimming pool, BBQ pits, function room, then EC.

For investment purpose, definitely EC. Once allowed to resell after MOP, EC will surely have big profit compared to BTO.
Enbloc potential, also EC.

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Xinyi

24 Apr 2019

I would say BTO! Don’t give up your chance to apply for all the grants(very enticing for newly weds ...

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