Which disability income insurance is the best value for money?

It depends on an individual's measurement of value. Here are some examples:

• Price (The cheaper the better)

• Coverage (The higher the better)

• Definition for Claim (The broader the better)

• Effciency (The faster the better)

• After-Sales (The more experienced the better)

As a consumer myself, I won't mind paying a little more for a premium quality product that comes with excellent customer service. For instance, I don't mind paying more for an Apple product as I know it is a quality product and their after-sales team is top-notch (having experienced it myself first-hand).

In the context for the most value disability income insurance, I will prefer to work with an insurance company that adopts a broader definition for claim, and makes the claim process direct and efficient.

This is because disability itself is emotionally draining. Accordingly, I don't want further stress because of a delay in submitting or processing of the claim itself.

Here is everything about me and what I do best.