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Anonymous
I'm currently eyeing DBS Altitude to collect miles, but I'm open to any cards.
My monthly spending is mainly utilities/telco bills (~$400), HDB loans (~$500), MRT (~$100), food (in cash), investments (manual transfer of $1,000 into IBKR) and planning to go for langauge/ music classes starting end of the year (~$300 a month).
Which card or combination of cards would work best?
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Pang Zhe Liang
27 Jul 2021
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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It depends on the types of reward that you are going for - e.g. miles, cashback, or reward points. If it is for general usage, then DBS Altitude or Citi PremierMiles is a considerable option - I prefer the latter as you accumulate miles per dollar while DBS Altitude counts in stacks of $5.
If you want something that is more dynamic, then you may consider HSBC Revolution - ability to accumulate reward points to exchange for cashback or miles.
You may check out my updated credit card arsenal for some inspiration: https://www.blog.pzl.sg/which-credit-cards-do-i...