Which credit card is best for someone who spend $800 mostly on GrabPay and PayWave transactions?

UOB One card, undisputed champion

Hi Anon!

I’ll start off by recommending you this Seedly article breaking down the differences in CC benefits. Understanding the differences among the 4 types of benefits can help you in deciding which CC to prioritise in the future! That aside, what I get from you is that:

1. You’re an avid Grabber and would like to benefit from your frequent expenditure
2. You are currently using/would like to use a Visa CC

With that, I would be focusing on earning miles and cashback from your monthly expenditure as they’re the more common benefits. Here are my recommendations:

My summarised list of recommendations aside, I do advise you to do your own research on the various CCs to take note of the exceptions in expenditure and see if the terms match your expenditure behaviour.

Based off what I’ve researched, UOB seems to have the best deals with Grab (refer more here: https://www.uob.com.sg/grab/). I’ve narrowed it down to the above 2 UOB CCs based on your expenditure behaviour ($800/month). Hope I helped!! :-