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Anonymous

18 Jul 2021

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Career

Which credit card has the most cashback for business usage?

Credit card for cashback for business usage

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Here's a guide on the best business credit cards in Singapore, with the best cashback card highlighted.

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You can use either personal-branded cards or business-branded cards for your company expenses. Generally, I've found that personal-branded cards actually have more attractive cashback benefits. Here's 3 excellent cashback cards that you can consider:

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A. UOB Absolute Cashback (personal-branded card)

  • 1.7% cashback
  • No minimum spend
  • No cashback cap
  • No limitations on eligible cashback spend (except for a few minor exceptions)

B. AMEX True Cashback (personal-branded card)

  • 1.5% cashback
  • No minimum spend
  • No cashback cap
  • Very few limitations on eligible cashback spend

C. UOB Regal Metal Business Card (business-branded card)

  • 2% cashback on overseas spend
  • 2% cashback on dining spend
  • 1.5% cashback on local retail spend
  • Unlimited access to 1,000+ airport lounges worldwide
  • Free Imperial Treasure Club membership (worth $491)
  • Free Wyndham Hotels & Resorts Diamond tier membership, with access to 30,000 hotels and vacation rentals across the world + free suite upgrades
  • Free Fraser World Diamond membership, and free hotel stays at selected venues. 25% birthday discount on selected hotel venues + free suite upgrades + early check-in + late check-out

What do you mean by business usage? Credit cards usually have different categories like Petrol, Dining and Groceries which might not be as relevant. Personally, Citibank Cashback + or UOB Absolute Cashback Card could be good considerations since they offer cashback without any spend restrictions

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