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Where to put additional cash?

Any suggestions on where to put additional cash to generate more money through interest?

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Up to $20k in chocolate finance and your can get daily interest update and it's 4.2%.. not much, but it is better than almost all FD offered now.

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Risk free ones are like = Singlife and GXS.

Otherwise can consider Chocolate Finance.

Never put in T-Bills or SSB. why wanna support the GOVT?

I have a load of spare cash right now that I didn't want to pump straight into my income portfolio given the potential volatility over the next 6-12 months (us election, us fed rate cuts vs inflation) so I parked everything in a money market fund https://endowus.com/investment-funds-list/lion-... because:

  1. decent liquidity – I can take it out within a few days if the market crashes and I want to use the cash to invest in stocks and etfs
  2. decent returns
  3. it's easy

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