Where to invest late 20s

Diversify in various stuff

Are you employed, self-employed, or still studying or serving NS?

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Do you rely on any part of this money for the foreseeable future short to mid term?

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At this point in time the global markets are kind of entering into a very uncertain period with the US presidential election ongoing and the looming Fed rate cuts, so best to spread out your resources into various instruments.

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Reits already moved up somewhat, with the looming rate cuts "priced in" probably. But could still possibly go up further when cuts actually happen.

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Tech and AI stocks looks shaky with NVDA taking a beating already. But many are waiting by the side for opportunities to buy the dip.

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You may want to keep a portion liquid by putting it in high interest deposits without lock-in period so you can pounce when opportunities arise.

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Depends on what the money is for. But research shows that lump sum investing might be better than DCA. So I would lump sum into an broad base etf. I am using ibkr as my brokerage now

But in Syfe Equity 100, or maybe Syfe Brokerage.

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I think you will be able to get a good relationship manager syfe. Constantly provides me with good service as well as insightful market updates.