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Cryotosensei
07 Jun 2024
Blogger at diaperfinancingfund.blogspot.com
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I feel it can be in the same saving account as long as you have the determination of not using it. sometimes people use different saving accounts to earn interest etc.
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Andy Sim
09 Mar 2020
HR Professional at a Financial Institution
You can use Seedly's savings calculator to calculate the best savings account for your situation and spending habits. Multiplier is good if you can fulfill the categories. If not, Jumpstart or CIMB Fastsaver is good as a no frills account.
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If you can fulfill the multiple hoops for DBS multiplier, I think it is a very good yielding account to park your emergency fund. Anything above 1.5% I would consider acceptable to park my emergency fund there.
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Sure, definitely have your emergency funds in a savings account that gives you a good interest rate....
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I have a separate account. I don't like the idea of lumping my money together. I keep mine inside Singlife