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Anonymous
Is there a best time to cancel credit card if I no longer use it and I'm trying to avoid having to pay the annual fee?
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If u do not need the credit card, it is better to cancel immediately. Low usage may make the fee waiver impossible. Besides, also security issue in case of someone "used" your card.
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Most people do not pay annual fee, you can request for annual fee waiver and in most cases it is aut...
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Just cancel before the annual fees if you are rarely using it.