When Should Couples Start Talking About Insurance?

I’d say once the relationship starts getting serious and you’re beginning to make financial decisions together.

​

You don’t necessarily need to combine everything, but it’s useful to understand what each person already has, especially hospitalisation, life/TPD and critical illness coverage. It also helps to know whether either partner has existing commitments such as a mortgage or family members who depend on their income.

​

For me, the main point isn’t that couples need identical policies. It’s making sure there won’t be a major financial gap if something happens to either person.

​

Read more: https://plannerbee.co/best-whole-life-insurance/