When people say 100k by 30, do they mean savings in the bank or savings+investments?

Could be Cash Worth or Net Worth, could be 100K in CPF. To each his own

I think it would depend on your personal goals; some may see it as a net worth of $100k (which includes cash, investments, properties etcetc), whereas others see it as $100k in accumulated disposable income. I believe it matters less what others say, but instead consider your personal circumstances and set that definition yourself, hope that helps! :)

A similar question was also posed here: https://seedly.sg/questions/when-people-mention...