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Elijah Lee
05 Jun 2021
Senior Financial Services Manager at Phillip Securities (Jurong East)
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A good time to buy is when you are healthy and young.
But then again, whether it is suitable or not, would really need to depend on your needs.
Not everyone is suited for ILP.
There are many other standalone insurance and investment products that are worth to explore.
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Tan Choong Hwee
18 May 2021
Investor/Trader at Home
I prefer to separate investment and insurance, and ILP generally doesn't do well with both. The only...
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Hi anon,
There are generally two types of ILPs on the market, protection based, and investment focused.
On protection based ILPs, I share my thoughts here.
On investment based ILPs, I share my thoughts here.
The TLDR is that I prefer to seperate investment from insurance, and even with investment focused ILPs, I still think that the cons outweight any possible pros (such as institutional funds not readily available for mass market)