When do you need to prepare for Estate planning and Will?

My own opinion - when you have your 1st property / when assets (i.e. single account owned bank balances, car, shares etc.) exceeds the value of S$50,000. Because the public trustee do not distribute estates worth more than S$50,000.
worth of assets $50,000 need to hire lawyer to distribute - definitely more ex then than b4 death doing a will ($300 or so).
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More info which I think might be useful:

1) https://www.dbs.com.sg/personal/articles/nav/re...

2) https://singaporelegaladvice.com/law-articles/i...

3) https://pto.mlaw.gov.sg/deceased-cpf-estate-mon...

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When you ask this question means can start to think about it and find out more.