What would be considered a high combined income couple in SG?

It really depends on what you consider "high," but in Singapore, a combined income of around $200K–$300K per year would generally be seen as high for a couple. Of course, lifestyle, expenses, and industry matter too!

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That said, earning a high income is just one part of the equation—how you manage it as a couple matters just as much. Open communication about finances is key, whether it’s setting short- and long-term goals, deciding how to split expenses, or planning for big milestones like buying a home or investing for the future. Some couples merge everything, while others keep separate accounts with a joint one for shared expenses, but the most important thing is working as a team to build a secure financial future together!

I think if individually each Person is at the 18% tax bracket, they are already considered high income. But that may not mean they are rich. Because if they have a lot of family members, then comparably, they may have a per capita income that is much lower, like $2,000/member expense.