What was the first step you took in managing your personal finance? Share them with the community!

The first step I took was cutting down on drinks in secondary school to save which also benefited my health

I took the first step of only bringing $10 out daily when I was in poly, but due to the increasing prices now I don't do that anymore.

Budgeting is key. Once you start earning your income, its important to budget and set financial goals and keep to them.

The first step i took in managing is probably "spending within means" in school, then next is tracking expenses.