What to do for a 19 Y/O? Investments, books, tips & advice?

The Save as You Serve is the same as the Save as You Earn (SAYE) account from DBS so i dont think theres a need to 'take advantage' of it. Jumpstart actually gives you more liquidity which you can use to invest rather than lock it in but if you really dont need to touch the money for 2 years and use it to have the discipline for saving then go ahead. I actually signed up for the save as you serve account at the start of my ns as well but have opened a jumpstart account.

For DCA into ETFs, you can start with DBS Invest saver or OCBC bluechip investment plan since you've got both account. Here are some useful references.

https://blog.seedly.sg/which-regular-savings-pl... https://blog.seedly.sg/singapore-robo-advisor-i...
https://blog.seedly.sg/how-to-buy-us-shares-in-...

Im using Syfe REIT's portfolio since its a basket of reits and bonds rather than a reit etf which has management fees on top of transaction fees. Let me know if you need a referral code!

I just found some investment books that my mother used to read, is any of these books suitable for me at my current stage of investment as an novice;

1) Warren Bufffett & the interpretation of financial statement - The search for the company with a durable competitive advantage
2) Handbook for stock investors by Goh Kheng Chuan
3) A beginner's guide to short - term trading: Maximize your profits in 3 days to 3 weeks 2nd edition by Toni Turner
4) Secrets of Forex Millionaires by CFA, Yeo Keong Hee
5) Secrets of millionaire investors 2nd edition by Adam Khoo & Conrad Alvin Lim
6) Value investing in REITs: How anyone can own multiple real estate ffor a small amount & collect regular income like a landlord every month by Attlee Hue
7) Secrets of Dividend investors: the DIY approach to finding the best dividend stocks by Mark Lin
8) Handbook on Forex trading: an easy guide to profitable currency trading by Nicholas Tan
9) Handbook on CFDs trading: how to make money when the market is up or down by Nicholas Tan
10) Secrets of self-made millionaire by Adam Khoo
11) Online Investment made east: 5 simple steps to profit

I would suggest Rich by Retirement (Joshua Giersch) and Quit Like a Millionaire (Kristy Shen). Its easy to read and suitable for beginners with a lot of good info inside.

Hi, dear Alcander,

excellent steps You already took:

• you saved some in your young age, super

• you are interested in investing

• you already mention ETFs as a possible vehicle

• you are not risk adverse, which is compatible with your very longterm

  lifetime investing horizon

I wrote up how I do it, You can read it here:

https://seedly.sg/questions/what-is-your-genera...

Don't search out the more risky alternatives, mentioned, when You're interested in

stock investing, may be VT and VOO are already all you will need.

Alway be consciuos that equity investing is associated with higher risks,

don't trade often, but buy & hold.

GOOD LUCK !

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