Anonymous
What tips would you give a fresh grad?
I've just entered the adulting world and am realising that it's a whole different game. If you've been in my situation before, can you please share with me, and all of us fresh grads here:
What you wish someone told you early on
One important thing to know about life
What helped you in your hardest times
One piece of advice for managing money
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Importance of financial literacy (e.g. personal financial management, emergency fund, insurance, budgeting, investing, tracking your net worth, retirement planning).
Health is wealth.
Surround yourself with the right people. We are the average of the five people we spend the most time with. It affects our way of thinking, self-esteem, and decisions.
Be frugal, understand assets and liabilities. A minimalist budget isn't about spending less money. It's about spending money on fewer things so you're only spending money on what you truly value.