What should your net worth be at 30 without including CPF. I have been reading up about hitting 100k, is it realistic?

$100k by the age of 30 (excluding CPF) is realistic but it depends on several factors:

• how much does one earn a month?

• how is one's monthly expenditure / lifestyle like?

• what commitment does one has?

• does one have the discipline to alter unfavorable aspects of one's life in order to achieve the $100k goal?

Generally, if your starting pay from graduation is ~3 grands / month, you don't splurge on luxurious items nor foodfare (e.g. Starbucks/boba every day), has decent discipline to save at least $400 a month, one should be able to hit that goal without extreme difficulty. Of course, the more you can earn (+save), the faster you can achieve that goal.

It is achievable, but take lots of hardwork and discipline. I have personally achieved $100k savings (CPF not included) by age 28 (last year). I saved up most of my income, spend only on what i need, and do some side businesses all these while. Took me about 6 - 7 years in total after graduation to achieve the above, all loan paid as well.
Have resigned since last year to focus full-time on my business, and started on some investment as well.

Just be discipline enough to save and send only on what you need once you start working, and i believe most people can do it too! :)

I'm 20 turning 21 later this year, going University this August. and my net worth is 80k (incl bonds stocks p2p saving accounts etc)

all these are savings of scholarships (edusave, moe, jc), ns earnings, and earnings from teaching music for the past 2 years. on top of that, I give my parents a monthly allowance (though I'm thinking if I should continue when uni starts).

hopefully I could reach 100k by the end of the year by continue teaching and saving the uni scholarship allowance awarded to me:)

yes, everyone mentions to invest.. well I do that too and going for agms and getting dividends and all is kinda cool. but I feel the true way to grow your net worth is by working hard and earning your income. it's a struggle but it'll be worth it

also unlike my peers, I don't splurge on fashionable branded goods.. though I don't dress fashionably and wear the same kind of clothes daily I guess it's 先苦后甜 or suffer now enjoy later:)

It is realistic and not so hard, but need to be discipline. I do expenses tracking since I studied in uni. When I start working, I do budgeting for my monthly expense. You may read this if you interested to know how I do my monthly budget.