What should I do with a $500k pot as a 23 years old?

If you still studying, not working full time, then it is better to put bulk of the money in a high interest savings account as emergency funds.

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The rest can be used to invest in a mixture of stocks, etfs, bonds, money market funds and t bills.

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#Not proper financial advice.

I am keen to know what is your job That can earn so much in 23 years. Divide money to few account and deposit to high interest

Assuming that you have no experience, I’d advise you to take a simple and steady approach. First, keep around a high-yield savings account to cover emergencies and give yourself some financial flexibility. Then, you could also consider putting some of that money into insurance. I’d suggest looking into term life or whole life insurance for better coverage and long-term financial security. Lastly, set aside to invest in yourself—whether through courses, learning new skills, or even experimenting with small business ideas. No need to rush into anything. Keeping it simple while learning along the way is the best move!

Invest.