What should be the appropriate net worth of 25-30 years old, so that they can be ready and start a family ?

I think need to roughly calculate the expense. Then divide by 2, u & ur spouse.

• banquat around $1.2k per table

• Wedding shoot (last time go jb around sgd4k)

• Buy bto, cash about $50k, rest cpf

• Baby (before born) around $6k, but not to worry, govt will give baby bonus cover back

THe rest will be recurring cost, just ensure you have a job, income keep coming in.

• Milk powder + diaper + others~ $500 per mth

• Then have to add childcare, but i let my parent take care

Hi you can perhaps refer to this: https://dollarsandsense.sg/much-cost-raise-chil...

Alternatively, you can consider taking into account your mortgage, wedding, pregnancy costs, and the rough child-related expenses you'll incur monthly to get the estimated number.