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Anonymous
Savings accounts for 5 to 10 years
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Hi Anon,
Saving accounts rates are pretty pathetic now, having 3-6 months worth of expenses should be fine.
Perhaps you can start with Syfe Cash+ or StashAway Simple, their returns may not be awesome (1.2-1.5% p.a.), but have no minimum deposit & are relatively liquid (2-4 business days). In the meantime you can read up & acquire more knowledge on investing.
Cheers
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Victor
23 May 2021
Financial Service Consultant at AIA
Syfe cash plus. Technically is not really a saving acct as it buys into money market funds. Therefor...
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The interest rates wont matter for you, so anything goes! if you want to save hardcore, get a acc but dont get the card. that works well for me cause i cant take out the money.