What’s your Budget allocation in your seedly account?

Im still in poly. But im planning to reach $6000 in emergency fund asap and then to invest 45% and 5% savings for warchest when i start working.

In short, your :

(A) Total expenses is 35+15+5 = 65%

(B) Finance and Investment is 44%

Total is 109% ?

Or out of the 35%, there's 15% on transport and 5% on phone bills ?

How about emergency saving ? or insurance ?

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In short, Mine follow this:

https://blog.seedly.sg/working-adults-allocate-...

I have:

(A) Total Expenses : 60%

(B) Wealth: 20%

(C) Savings: 20%
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I'm trying very hard to reduce expenses by at least a 10% and allocate to wealth basket to increase monthly cash flow for investment as a means to increase the capital for investment.

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