What's the cheapest way to buy individual sg stock with cpf oa?

Tiger, Moomoo webull

I dont use cpf oa for investing.

I think thru Moomoo

For CPF OA, I keep things super boring. I don’t touch unit trusts because the fees just eat into returns. I stick to CPF-approved ETFs like the STI ETF since they’re cheaper and more straightforward.

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I also don’t buy often. CPF charges make small, frequent trades painful, so I usually wait and invest once or twice a year when there’s a decent sum. Bigger, less frequent buys keep costs down.

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CPF OA already gives 2.5% risk-free, so I don’t try to be clever with it. Over-trading or chasing trends usually ends up losing to fees. Buy, hold, forget about it.

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Dividends just go back into OA and I lump them together with the next buy. No point reinvesting small amounts and paying more charges.

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CPF OA works best when you’re lazy: low-cost ETFs, big batch buys, and very little action.