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Anonymous

18 Apr 2019

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What’s the best no annual income credit card for students to get cash back?

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Gabriel

07 Nov 2018

Undergraduate at National University of Singapore

Hi, I would recommend the CIMB Awesome (AWSM) Credit Card which has no annual fees and gives 1% cashback for spending on Dining & Entertainment, Online Shopping (Qoo10, Shopee, Lazada, ASOS, Zalora etc.) and Telco (M1/Starhub/Singtel/Circles). You can apply online and you'll be able to get $30 credit if you spend at least $100 on the following categories as mentioned above within 2 months of your card approval. Also, I believe that you stand a chance to get a Sentosa Wavehouse ticket worth $40 upon signing up. You can check it out here - https://www.cimbbank.com.sg/en/personal/product...

You can also consider the Maybank eVibes Credit Card which gives 1% cashback on all retail transactions and comes with a $5 quarterly fee, but it can be waived so long as you charge to your card.

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(An undergrad) I already have a supplementary credit card from my parents and been paying them in cash whenever I use it. Should I get my own students’ credit card? What are the benefits if I own one?

If you incur credit annual fee in your statement and the bank doesn't want to waive it, can you cancel the credit card without paying the annual fee and get back your balance that was pre-paid?

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