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Anonymous

14 Aug 2020

Insurance

What's the best hospitalisation insurance for someone in their 20s?

Discussion (4)

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Jonathan Soh

14 Aug 2020

Wealth Manager at Aviva Financial Advisers

Hi there. If you are asking about value for money, my pick of the bunch will be AXA. Cheapest premiums yet coverage is as high as the other insurers, for both private and government plans.

You can reach me here to find out more. I cover 9 major insurers including Aviva, AXA, NTUC, etc.

Elijah Lee

13 Aug 2020

Senior Financial Services Manager at Phillip Securities (Jurong East)

Hi anon,

All shield plans fulfil the most important thing, which is to cover your hospitalization bill, as well as pre and post hospitalization charges.

However, some tend to be pricier than others, and there are also a myraid of other small factors that differentiate one insurer from another.

Hence, unless there is a particular feature that one shield plan has that others don't, else the next most important factor is who you work with, when it comes to advice, claims and servicing.

Hey there!

There are many options out there. In general, hospital plans cover admission and surgica...

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