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Nigel Chua

Financial Consultant at Prudential Company Assurance Singapore

2d ago

∙

What’s one financial habit you wish you started earlier in your 20s?

Lately I’ve been realising a lot of financial habits seem obvious only in hindsight.

For me, one thing I wish I understood earlier in my 20s was how quickly small recurring expenses and lifestyle habits add up over time once adulthood responsibilities start kicking in. It can matter as little as taking the public transport instead of private transport just because it "saves time".

Curious to hear from others too! What’s one financial habit you wish you started earlier in your 20s?

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Debbie

1d ago

I wish I tracked my spending properly earlier instead of just checking whether my bank account still had money left

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Shirley

1d ago

I wish I started investing consistently earlier instead of waiting until I felt I had “enough” money to begin. Even small amounts invested regularly in your 20s can snowball quite a lot over time thanks to compound growth.

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