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Anonymous

18 Apr 2019

Credit Cards

What's a recommended credit card for fresh graduates without credited salary?

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Just Being Ernest

06 Apr 2019

Content Creator at www.youtube.com/c/JustBeingErnest

You can get either the Maybank eVibes Card that allow you to earn 1% cash rebates on all your purchases

or get the DBS Live Fresh Student Card with 0.3% cashback On all spend!

I don't think you can get a credit card without proof of salary. If i am not wrong, it is a rule set by MAS.

In this case, getting a debit card is your next choice. Get the debit card from the bank you have account with as you can tie the debit card to the account.

If not, i would go for Citi Clear Card. Citi credit cards are rather popular and their dining promotions are among the better ones so this might be good for you.

I agree with Gabriel. When i first started working, I relied on debit card tied to my savings acct where HR will credit salary into.

I took time to understand the credit card system and what works best for my expenses, lifestyle before signing up for one.

Maybank Vibes. 1% cashback on almost all expenses. 500 credit limit, if you need more sorry. You can always pay early to free up more credit. Note this is still a credit card. Defaulting on payment WILL affect your credit score.

The alternative is citibank student card. It offers you CItibanks huge catalogue of promos. But points rewards with a limit of 500 is hard to accumulate in my oppinion.

Charmaine Ng

07 Jun 2018

The Value Maximizer at @ Every Ma La Xiang Guo Stall

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