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Christopher How

10 Sep 2019

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What private annuity insurance plans will allow me to opt out from CPF Life?

Can CPF Board advise what are the private annuity insurance plans that CPF members can purchase, in order to opt out from CPF Life? It seems like the clauses set by CPF Board disqualifies all private annuity insurance plans that are currently available in the market.

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Luke Ho

10 Sep 2019

Founder and Director at CFX Money Maverick Pte Ltd

Only private annuities that can prove lifetime payouts e.g. annuities till 80 will not cut it can POSSIBLY allow you to opt-out.

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Is it wise to use lifelong private annuity as an alternative to CPF Life so as to exit CPF Life?

If i upgrade my shield plan. the Co insurance calculation is based on medishield life or private shield plan if i hospitalise. I notice that for medishield life got tier, 10% 5% 3%

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