facebookWhat kind of credit cards do you guys carry? - Seedly

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Vernice Ng

Community Manager at Seedly

25 Aug 2022

Credit Cards

What kind of credit cards do you guys carry?

Why do you carry them/sign up for them? Is it due to sign-up bonuses/promotions?

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Citi cashback+, earns cashback regardless of purchase type!

For convenience and simplicity, I carry just Citibank Cashback for the cash rebates and OCBC Plus for the Linkpoints that has provision for cash redemption. I have been carrying these two cards for many years and I always pay the billed amounts in full every month, otherwise the late payment charges and finance charges would make it not worthwhile to carry the cards.

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DBS Altitude (miles), Citibank PremierMiles (miles and sign up bonuses) and Standard Chartered Unlimited Cashback card (I might discontinue this in favor of UOB Absolute cashback AMEX card)

UOB one, POSB everyday...

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