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Citi cashback+, earns cashback regardless of purchase type!
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For convenience and simplicity, I carry just Citibank Cashback for the cash rebates and OCBC Plus for the Linkpoints that has provision for cash redemption. I have been carrying these two cards for many years and I always pay the billed amounts in full every month, otherwise the late payment charges and finance charges would make it not worthwhile to carry the cards.
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UOB one, POSB everyday...
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