What is your portfolio made up of? And how much do you allocate to each different financial asset class?

Mainly technology (50%) & biotechnology (40%) ETFs and single stocks, Singapore REIT ETF (5%), trace amounts of gold.

Country allocation goal roughly:

USA 60%

China 25%

Singapore 5%

Sweden 5%

Switzerland 5%

I invest through Autowealth and Syfe as I do not have a lot of capital.

I use Autowealth for global exposure. My current allocation inside is 60% Equities, 40% Bonds. The equities mainly consists of ETFs that track broad-market indexes, while the bonds portion mainly consists of government bonds.

I use Syfe mainly to hedge against currency risk, so I invested in their REITs portfolio with ARI. Current allocation is 50% in REITs, 50% in the ABF Singapore Bond Index Fund.

My investments mainly consists of equities and government bonds only. I did not invest in gold as it is speculative and I personally feel that it has no intrinsic value (no business value).

I also do not have a lot of time to analyze individual stocks to invest in. Hence my current investment strategy is quite lazy (or passive). i.e. Buy everything and don't care.