facebookWhat is your bank & card accounts combo you use to maximise interest and rebates? - Seedly

Anonymous

18 Apr 2019

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Saving Hacks

What is your bank & card accounts combo you use to maximise interest and rebates?

Discussion (3)

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Cherie Julianne Tan

25 Apr 2018

Marketing at MoneyOwl

If you are not salaried, or if you are still a student, fresh grad or a freelancer and you are unable to hit certain criterias required by some, here is what I did:

  • Savings account: I am considering to open CIMB FastSaver account after using the savings calculator that Kenneth has mentioned! (1% interest pa, why not?)
  • Spending card: DBS Visa debit (which linked to my multi-currency account mainly for online shopping!)
  • Brokerage account: DBS Vickers using cash upfront as well.

The opportunity cost of leaving your savings in your DBS/POSB savings account is 0.95% p.a., that is $9.50 for every $1000. That's 2 cups of bubble tea that I have been foregoing, gosh!

Yeap Ming Feng

25 Apr 2018

Head of Seedly at Seedly

HEY HEY!

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Mine may not be the best. Looking to change some of it soon.

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Here's my combo:

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Savings Account: OCBC 360

Spending: OCBC 365 and DBS VISA Debit

Trading account: DBS Vickers for the cash upfront, low trading cost (plus, it's non-custodian)

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Personally, the OCBC 360 and 365 combo can be improved. But at the moment, I'm liking their user experience, hence, am still with it.

Kenneth Lou

25 Apr 2018

Co-founder at Seedly

Hey! After doing much research (as of April 2018) and my unbiased two cents.

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**Here are my bank ...

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