What is the top 3 things you did, which you felt helped put you on the right financial track?

Being around people with similar mindset. It is great and motivational to see your peers working towards a similar goal and you can help one another.

Being more receptive and less skeptical to advices. But still it is important to do your due diligience before making any decisions.

Networking. Networking gives you alot of opportunities. Eg. Broker as relatives, insurance agents as friends.
There are alot of opportunities lying around, just know which ones and where to grab it.

Surrounding yourself with the right kind of environment with friends who are good with their finances.

Prioritizing and taking that ownership that mys finance is controlled by me and not others and if I do not do anything about it, no one is going to help me.

Making silly finance mistakes and learning from them.

Add course

read books

mix with the right people

You are your biggest asset, so

#1 always invest in yourself to see how you can upgrade your skills and knowledge so that you can have a higher earning potential in the future.

#2 Don't overthink your investment, starting is more important than doing it perfectly.

#3 Delay your house purchase