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Anonymous
I have credit limit of 136k across 4 credit cards SCB 48k, DBS 43k, UOB 24k, Citi 12k. I want to do credit card fund transfer for 127k. I can repay maximum of 8k per month. How to split up the loan into multiple months tier like 3 months, 6 months, 12 months up to max of 24 months so I can pay less processing fees and less interest.
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Its depends on your objective of why do Credit card Balance Transfer.
Alert: You should have ready sufficient cash to repay the loan.
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The more important question here is why do you need such large sums of credit card funds transfer. Huge credit ratio will definitely hit your credit score. If you are taking money to invest, it is not really recommended, as any investments still comes with risk (no matter how small).