What is the estimated amount of cash one should prepare when buying resale flat in the current situation?

I believe you are referring to HDB resale flat.

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Let's based on the assumption that you are eligible for 80% loan, the cash amount you are looking at for a $500k property will be:

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1. Cash/CPF (20%): $100,000
2. Stamp Duty (3% - $5,400): $9,600
3. Mics (e.g. legal fees etc): ~$3,000

Total: $112,600

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Do note that is your cash outlay, another critical calculation will be your monthly cash flow, but it should be well covered by your CPF OA if you are employed and making CPF contributions.

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Use this link from CPF to calculate how much CPF you can use for your property purchase: https://www.cpf.gov.sg/eSvc/Web/Schemes/CpfHous...

Lot of parameters

• Your age
• Income
• Existing debt

$50k cash should be more than enough, if you are eligible for 75%LTV

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Can use link to estimate how much cash u need. Attached is an example. Other payment include stamp duty

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https://www.dbs.com.sg/personal/marketplace/pro...