What is the current insights into investing into properties, do you advocate upgrading from HDB to new EC or new condo? or buying resale ? is there still opportunities to buy at this point of time?

If you dont have a property now already, i empathise with you because it's going to be a long wait for BTO, and resale prices are high. The opportunities will always be there for the private housing economy, but it's a function of opportunity cost.