What is the best account with UOB for fresh grad ?

I am currently using the one account cause my salary is deposited into dbs and the one account allows for me to use 3 GRIO payments instead. I also don't really need miles as I only traveled at most once a year before covid.

The krisflyer is good if you want to accumulate more miles per dollar spent on your uob miles card.

The uniplus doesn't really give that much extra interest over the standard 0.05% so you'd be better off putting your money in syfe cash+ or endowus for almost 1% interst or more.

So in the end, it's what you value more, miles are cashback.