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Anonymous
Most of the personal accident insurance plans look the same..
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Pang Zhe Liang
11 May 2020
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
The general benefits for a personal accident plan feel like they are the same. However, you have to spend considerable time to understand the policy contract to be sure.
Typically, they will have a general list of exclusions that you can refer to (Section 4.4).
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Hey there! Most accident plans cover things like disablement, burns, accidental deaths, TCM and chiropractor treatment reimbursement etc so there are great similarities.
There are of course different benefits that different plans offer that come as additional add-ons. For example, the AIA Solitaire plan offers Home Modifications Benefits (reimbursing your home modification that aids your movement thats hindered due to an accident) etc alongside Weekly Income Benefits in the event you are unable to work due to a disability. Do read up on the different plans and find out what you may need.
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