What is/are the common loan structure(s) available for e-commerce startups?

I have an e-commerce business that is growing very fast, and I want to take on loans to finance my working capital and expand aggressively. Will like to know the common loan structure out there - eg average interest rates, maturity etc. Maybe people in VC etc can help advice, please pardon my ignorance as I am totally new to this.

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Leong Wen Fong

25 Sep 2019

Commercial Ops at Aspire

Hello, I've worked in a VC and currently in an alternative credit solutions. I can tell you immediately that in terms of working capital, a loan works better than a VC investment. Loan structures depend on what type of loan you are seeking, and the interest rate would likely be determined only aft the risk assessment has been done on your company.

I cannot give you a definite answer on this, but if you want to know more, you can drop me a message, as I am currently handling all the e-commerce loans from my company. alternatively, if you want to check things out on your own, head over here!

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